Merchant Account Guide (part 2 of 2)

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3. The kind of processing solutions are available. This is also another major consideration in merchant account transactions because it can define the options for the client as early as possible. The most common kinds of processing available include the "real-time internet processing," the "retail swipe terminal," and the "computer-based processing."

To choose which one is best for you, you can check out the "Solutions Guide" available in most merchant account sites so you can have a detailed list of information depending on the type of solution available. Aside from giving you early options, you can also have an idea which solution will work best on the nature or type of business that you have.

4. The list of credit cards that can be accepted. In the world of merchant accounts, the list of credit cards that can be accepted will mainly depend on the merchant account provider. Usually, the most common ones that are processed and accepted include the "Visa", the "MasterCard," the "American Express" and the "Discover accounts". Others also use the "Diner's Club" as well as the "JCB" merchant but not all people opt for it.

5. The length of time that will take for an account to set up and to be processed. In terms of merchant account, more and more providers are requiring people to run either a week sometimes even lesser. Although there are those that usually take longer span of time due to more complicated processes but it should not take more than one month.

Merchant Account Guide (part 1 of 2)

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If you are one of those that are planning to enter the business, there are some things that you need to know to avoid committing mistakes that would cost your business investment. Let this considerations serve as your guide to merchant accounts and choosing a merchant account provider.

1. To lease, to rent or to purchase. This is one of the factors that greatly affect merchant account providers. Experts say that one of the least options in this case is to lease because you will be forced to pay more than what you should have. Unlike if you purchase it, you will be paying just enough for the processing solution and all other stuff that needs to be dealt with. Renting can also be an option usually on a month-to-month basis.

This can be a good option because when you find that the terms are no longer working for you and you have found another set of terms that will suit your needs better, you can always cancel it any time you like. This is also ideal for those that don’t have enough money to purchase a merchant account because it can offer you initial solution options right away.

When placed in this situation, always consider your needs, the time element to answer to these needs, how will the terms work for you and weigh the advantages and disadvantages before you finally decide.

2. To use another person's merchant account in doing any transaction. This is definitely  "no-no" when it comes to merchant account providers because doing this is considered as an illegal practice called "factoring" or "credit card laundering". Merchant account providers that allow somebody to use another person's merchant account in dealing with any transaction should be reported to authorities immediately so they won't to lead people to commit mistakes that can lead to more complicated financial troubles.

Supplies For Knitting (part 2 of 2)

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Knitting gauges used for measuring knitting needle size are fast becoming popular in the world of knitting supplies. They comprise holes of different sizes wherein the knitter can insert his/her knitting needle and determine its size. Knitting gauges come in the size range of 3-5 inches. An ally of knitting needles, knitting storages are available in several varieties. Straight needles can be stored in attractive cases. Circular needles can be hung on decorative hangers.

Several knitting supplies aren’t used directly in the process of knitting, nevertheless are important. Stitch markers available in assorted colors are used for marking/highlighting stitches. Wool combs having plastic handles remove fuzz and pilling from woolen garments. Textile shears, also called knitting scissors are useful in cutting multiple layers of thick fabric. Needle-point protectors are rubber caps that prevent stitches from coming off the needles.

T-pins are used for blocking knitted garments. Having an approximate length of 12 cm, stitch holders protect against the loss of stitches. Linen testers and magnifying glasses can be used in a number of textile related activities. They can be used for analyzing both, raw yarn and the finished product. Buttons and clasps in materials like wood, mirrors, ceramic etc. are used for decorating knitted products.

The other knitting supplies include books, software, gift kits and other material pertaining to knitting-related activities. Books on knitting written by professionals and industry experts provide the perfect guidance. Several websites on knitting provide tips, news, techniques and step-by-step methods. One can choose from a wide variety of knitting software available on-line and through other sources.

Knitting gift kits comprise all the important knitting tools along with step by step illustrations which facilitate knitting. They make for the most cute and innovative gifts.

The world of knitting supplies is large, growing by the day and is spreading smiles across the faces of all knitting enthusiasts.

Supplies For Knitting (part 1 of 2)

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Knitting is a popular activity the world over. But like the olden days, this activity is no more confined to a needle and a yarn. The world of knitting supplies is vibrant and expansive. One can choose from a vast variety of knitting supplies.

Needles, yarn, buttons and clasps, stitch markers, knitting needle gauge, snippet thread, textile shears, needle storages, knitting machines, knitting software, magnifying glasses, stitch holders, knitting kits, knitting books etc. are few entities on the huge list of knitting supplies. They lend a whole new meaning to the process of knitting.

The quality of the finished product in the process of knitting is determined largely by the quality of the knitting yarn. Yarns come in a huge variety. Knitting yarns are generally composed of materials like natural alpaca, durable acrylic, bamboo, cotton, corn, nylon, polyester, cashmere, merino wool, rayon and others.

Different types of yarns are used for different purposes. For example, a special type of soft yarn is used for making knit-wear for babies, while bulky weight yarn is used for making yarn accessories.

Knitting needles are considered among the most important knitting supplies. These come in several types and sizes. The most commonly used knitting needle is a straight needle with a capped knob at one end and a taper at the other. The other types of knitting needles include circular needles, double-pointed needles etc. Many manufacturers supply multi-colored needles. One can also avail to hundred of options of needle kit sets.

Landscape Architects (part 2 of 2)

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Landscape architects can either work for private firms or self employed. 19% of the landscape architects are self employed. Others would work for many types of organizations. For example they may work for a real estate developing firm or they may work for municipalities to construct an airport.

They require creating a detailed plan and design that includes vegetation, new topography, walkways and other features like fountains, flowering beds and so on. They design college, shopping centers, homes, parks, playgrounds, golf grounds and so on so that they look not only beautiful but also compatible with the environment.

Landscape architects analyze the natural system in the surroundings and then consider the design for the given project. The natural elements like climate, soil, drainage, vegetation, sunlight etc would be considered initially by them so that they can accomplish the dream of the clients. Their plans need to have the ability of acquiring changes and they must be technically feasible.

Since they require making changes in the design before starting the project, most of the landscape architects use video simulation. They also use Computer aided design in order to make innovative designs and plans. Therefore the landscape architects need to have technical knowledge also. In order to prepare design plans for large scale projects, they use geographic information systems technology which is a computer mapping system.

The landscape architects need to spend most of their working time in office creating designs, preparing models, researching some innovative ideas and so on. They work in the site for the rest of their time. They need to visit the site now and then in order to analyze and verify the work.

They also need to meet the clients and understand their requirements clearly. Hence landscape architects need to have excellent communication skill. Most of them get excellent compensation for their services.

Landscape Architects (part 1 of 2)

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Are involved in planning and designing of landscapes. Landscape architecture was not recognized as a distinct profession until the early 20th century. However it is recognized as a unique profession in most of the developed nations. The landscape architectures need to complete the bachelor degree in landscape architecture and register themselves with the Board of Landscape architecture in their respective state.

Landscape architectures develop innovative design plans for different work setting like hospitals, colleges, parks, public places, and recreations, commercial and residential properties. They promote methods and techniques to safeguard the surroundings and they involve in creating environmental awareness among people. Their services include restoration, renovation, maintenance and management of historical or cultural landscapes.

Landscape architects provide design planning for improving the landscapes. They provide plans that combine both functionality and beauty. They grant services in several areas like rural, urban and suburban areas. They provide services for the infrastructure and maintenance of Government projects like roads, dams and so on.

The work of landscape architect includes inspecting the sites and helps the clients select the flora and fauna that can grow well in their land after analyzing the climate, soil, terrain and region. They also help in maintaining lawn area in the client’s property. They also suggest suitable methods of irrigation system for the client. They recommend ways to preserve natural resources and help in planning and designing environmentally sustainable landscapes. They also provide draught tolerant landscape design to the client.

Knowing The Pros And Cons Of Living Wills (part 2 of 2)

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The situation may be a bit different if you have previously drafted your own living will. The indecisiveness in the air during family visits may be assuaged due to the fact that you have already summarized your wishes concerning life support and other health care measures.

In addition, it is never too early to make a living will. For as long as you have reached a legal age and have established the mental capacity to draw out one, then you can go ahead and specify your wishes for the health care provider to follow. Always remember the inevitability and unpredictability of life. It is definitely better to be geared up than to endure the consequences.

Cons Of Living Wills

The cons of living wills involve a certain number of limitations and conflicts. For instance, the vague use of terms may often lead to differing interpretations. You may perceive the directive of "no heroic measures" to encompass artificial nutrition, while a doctor may not view the phrase in that same light.

In addition, living wills only become active when a person is diagnosed of a terminal illness, or when he or she has become incapacitated. Accordingly, physicians may dispute about whether or not a patient's condition falls under any of these valid categories.

Without the required diagnosis, the individual may continue to receive medical treatment that would have been in contrast to the directive if it were to take effect. That is why a lot of people opt to be more specific in the use of words for their living wills.

The pros and cons of living wills should always be taken into account when making one. Remember that you will only be able to improve the draft after you have considered the negative aspects of the situation, as well as the possible ambiguities in the document.

Knowing The Pros And Cons Of Living Wills (part 1 of 2)

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A living will, in essence, outlines the type of medical care you wish to include or exclude in the event that you become too ill to actually make an autonomous and informed decision. The directives may consist of your desire not to be given cardiopulmonary resuscitation in case of a cardiac or respiratory arrest.

You may even indicate your request not to receive tube feeding. Then again, it would be a good idea to be informed of the pros and cons of living wills prior to actually drafting one.

Pros Of Living Wills

Since living wills are considered to be legal documents, they need to be signed in the attendance of witnesses. Some states in the U.S. even require the presence of a Notary Public during the signing session. The very obvious importance of making a living will lies in the fact that this legally binding piece of document sheds light on what you – as the patient – want to happen in case something bad occurs and you become too unwell to the point of incapacity.

The phrasing in a living will, however, is meant to be rather vague so as to encompass a wide array of circumstances. In spite of this degree of ambiguity, you would be surprised to know how difficult the situation would be if you did not have one. Needless to say, the apparent beneficiary of this legal document is none other than you – the owner/maker.

In the nonexistence of a living will, some states necessitate the appointment of a patient advocate – someone who would essentially perform the decision-making in behalf of the patient. This individual, also known as the surrogate, may be a spouse, a family member, or a significant and trusted person.

Things you need to know before going into Magazine publishing (part 2 of 2)

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2. It’s a girl’s world

Magazine publishing can be dominated by girls especially those who are more into the fashion and beauty stuff. It being a girl’s world can be an advantage as you will be able to relate more with them and share their interests. It can however be different for a guy. So if you are straight and you want to work in magazine publishing, choose the magazines whose subjects are more oriented towards male pursuits like golf, yachting, body building. Men’s magazines will also have more male staffers but they may also have a lot of gay people.

3. Weird hours

People who go into magazine publishing especially the core departments that really work on the magazines until the publication will need to stay for hours in the office just to close pages. This is the unglamorous side of the job. Some would not even go home when the deadline is so near. The hours can be really weird especially when issues are being closed or photo shoots are being done.

4. Social events or boring conference

If you are not much into hobnobbing with the rich and the famous in the field, magazine publishing is not for you. The job does not only entail attending events and conferences and writing about it, you are also expected to socialize with these people and perhaps get them as advertisers or sponsors of the magazine.

People who work on more technical publications on the other hand have to endure a different thing— boring conferences. If listening to studies and experiments is not your thing, do not go into magazine publishing.

Things you need to know before going into Magazine publishing (part 1 of 2)

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Like what was mentioned in the Devil Wears Prada, a lot of girls right now will kill for the job that Anne Hathaway got in that movie. Magazine publishing is a pretty big industry with new titles being published every year. In fact, there are magazines that are dedicated in for every subject area imaginable— horses, antiques, coin collection. There is even a magazine for farming.

Unlike what was shown in the movie, magazine publishing is not always about the glamour and the freebies. In fact, when you get into one of those magazine companies, you’ll realize that it is not a tushy job after all. The work can be very hard and the hours horrifying. Some do not even go home for weeks when the closing of one issue is close by. So before you decide to apply in any of those magazines, here are some things that might make you think twice.

1. Dog eat dog world

Competition is tough in a magazine. This is especially true if you plan to go into magazine writing. There are only a few key positions that will be available for people and chances are they will go to those who have better connections within the company and in society. Fact of life is, you need to first BE someone before you get to hold those high positions as magazine editor. Because of this, the culture inside a magazine can be stressful. It can be a dog eat dog world where everyone is out to get anyone that steps in their way towards promotion. Besides with purely girls in the company, there is bound to be a catfight.

Discovering the Wonders of iPhone Technology (part 2 of 2)

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Interface based on the user

Mac OS X is a kind of user interface which is primarily featured by Apple. Although, it has been easier for competitors to replicate the idea. Apple has decided not to open developers belonging from a third party. The downfall of those who replicates the idea of having user interface is that it becomes a hassle instead of an advantage because of slow loading and sometimes, it never gets to the loading part at all.

Screen display

This is considered as Apple’s pride – the display. The phone’s display is about 3.5 inches with a 320 x 480 pixels display. The touch screen feature made it impossible for other competitors to beat Apple basing on market value and capability of mobile phones. Upgrading surface display to a high quality optical glass from plastic is one of the major factors why the device has become more scratch-proof. The more reason why people love it compared to other devices.

Release reviews

There are a lot of murmurs regarding the release of the device. Although, this didn’t stop the manufacturer to introduce it to the technological world. It has a retail price of $499 that is tagged for the 4 GB storage and $599 for the 8 GB storage. The contract was signed for AT&T for two years. Compared to other phones that has already been released and made ground breaking moments through the communication world, the price tag was quite reasonable and has proven its worth.

It has become record-breaking that Apple reached its mark and was well-appreciated by advocates all over the globe.

Discovering the Wonders of iPhone Technology (part 1 of 2)

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In order to discover the wonders of iPhone technology, one must sink into its different parts and features, although in this edition, there are top 5 iPhone facts that one must be aware of, from the release to the different applications it supports. Some might find it to be an advantage and some, a disadvantage. Either way, good or bad, here are the facts.

Supports video generating websites

Mobile phones were considered as a means of communication in the past times. Text messaging was then the single most important use of a cell phone and was one of the main features of mobile manufacturers. Today, the youth seem to convey the importance of having a mobile phone which can browse and even stream music videos and movies from their source. On the other hand, while some are very well satisfied with the performance of the device in terms of surfing through the net and checking out important e-mails, others are still unconvinced on the matters of its connectivity edge via Wi-Fi because of the precaution that access will not be as smooth as expected.

Supports iTunes

Apple has accomplished this very vital part of human-melodic life. A lot of people purchasing the phone had the sole reason of having one because of the musicality features. Other phone manufacturers have tried putting up a model that will sufficiently feature downloading songs the easy way. There are a lot of struggles done in order to put up with the idea of organizing a multimedia management through phones basing from multimedia order. Technically, iPhone has successfully done its part in managing this kind of predicament and has filled up files with top rating contents of the multimedia field.

Increasing Brand Recognition For Improved Sales (part 2 of 2)

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How To Increase Visibility?

If you've been working on a business startup, then chances are you already know the importance of brand recognition and its role in the success of your business. But the bigger question remains: how do you do it? Traditional marketing efforts for most company involves major expenditures being set aside for increasing media presence such as advertisement, to increase awareness of the product and create a connection between consumers.

Today, there are a lot more avenue for that, in fact more interactive ones. Aside from the traditional media outlets, the internet has opened up several possibilities to enable a business to establish its name and potentially grow. Therefore, companies have also worked on increasing their web presence to expand their market reach.

Studies have shown that most web surfers begin with a search. Therefore, it is best to optimize your web site in such a way that it ranks well in the search engines. In short, you have to make efforts to make your website easily found by potential web researchers. That is why several companies invest in search engine optimization to improve their performance and marketing strategies on the web.

Producing Strong Brands

The impact of brand recognition extends beyond purely marketing but also appeals to the emotion of the consumers. In order to produce a strong brand that has established itself on the industry, you must be able to purge favorable emotions from your customers. It is one thing that largely impacts a consumer's buying decision, so it pays to invest in an effective brand recognition strategy.

The good thing about brand recognition is that it is not limited to giant companies. It also offers substantial benefits for even small-scale businesses. As the the cliché goes, familiarity breeds comfort. And when people have increased familiarity or brand recognition, then they are most likely to feel confident about using your products.

Increasing Brand Recognition For Improved Sales (part 1 of 2)

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About Brand Recognition

In any form of marketing strategy, brand recognition is usually the initial focus. Business owners employ varying tactics to increase familiarity on their brand wherein the ultimate aim is to create awareness about the existence of a given product or service. This process will then produce a domino effect and impacts people trust of the product and their decision on whether to purchase it or not.

Brand recognition can be achieved through various means though. Which is a good thing for business owners because this means they do not have to allot large amounts of money in order to get their brand recognized in the market. Awareness is of the essential in all efforts for brand recognition. All other steps needed to be taken after that must be looked at a different aspect, but this one serve its own purpose.

Importance of Brand Recognition

The reason might seem obvious but brand recognition offers multiple benefits for your business. It is capable of impacting other aspects of your business, hence this is a crucial determiner for success. Some experts have claimed that brand recognition is the most important factor that could spell a business' success potential.

However, the main importance of brand recognition is to establish a mental connection between your business and its potential customers. Therefore, when your prospects hear about your company or its name, they will be able to produce a general idea of what products and services your business is offering.

With several similar business available, creating a distinction for your name in a given field of business will encourage more people to do business with you. You also need to consider the psychological aspect of it. Studies have revealed that people tend to go for a name that they know or recognize. So, this is a helpful stat that you need to take advantage of.

Dress-Making And Fashion (part 2 of 2)

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In 1945 up to 1960, the couturiers ruled. Dior introduced the New Look. Balenciaga presented the high-waisted dresses. Givenchy made mix and matched separates. Balmain cornered the market for luxurious clothes, while Chanel invented the braided suit with gold chains and shiny costume jewelry.

In 1964, Mary Quant invented the mini-skirt and shocked the world. Hemlines kept on rising with micro-minis. Hippies took the scene with bell-bottom jeans and tie-dye shirts. Women loved Jackie Kennedy’s signature pillbox hats.

In the 70s, bell-bottoms still ruled. There were additions, however. Polyester, rayon and jersey dresses and shirts became popular. There were now three different skirt lengths to choose from: maxis (ankle-length) midis (mid-calf) and the original minis. Then, there were the hot pants, a shorter version of regular shorts.

The 80s had Ralph Lauren and Calvin Klein in the scene. The street urchin look was popularized by Madonna. Leg warmers seen in “Flash Dance” became the rage even for non-dancers.

Shoulder pads made a splashing comeback courtesy of the TV shows “Dallas” and “Dynasty”. Tattooing and body-piercing began. Men and women wanted acid-washed jeans as well as Michael Jackson jackets.

When the 90s came around, retro clothing took off.  It was the decade of supermodels. Whatever Kate or Naomi or Cindy wore, the women wanted them. Princess Diana, not a model, also inspired many with her dresses.

When 2000 rolled in, it was the turn of the music scene “look”. Heavy metal, hip hop, low-rise jeans, spiked hair - these fashion markers were most popular.

Fashion cycles

Fashion trends are like seasons, leaving and returning in cycles. Only that they go away when no one is looking and come back when least expected. There are no formulas, nothing cast in stone as far as fashion is concerned.

For fashionistas, don’t throw out your old clothes. They may look funny now, but you’ll definitely strut in them sometime in the future when they are back in fashion.

On second thought, you can do the strutting right now. Somebody has got to jump-start things.

Dress-Making And Fashion (part 1 of 2)

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Will clothes and dress-makers still be around in the future?
Exactly how high should a skirt be?
Is red the ultimate power color of all time?
When will bell-bottomed pants be back?
Why wear clothes?

According to experts, the original purpose of clothing was primarily functional. Garments were used to help protect us from the rain, the sun, the cold wind, and other unwanted elements in the environment.

Later, such cultural aspects as modesty and religious practices were added to the original list of reasons why we wear clothes. Specific rules were then included on how to wear these clothes, how they should look, and the things they signify.

The idea of fashion came in relatively recent as compared to all the other reasons. However, it is just as important as the others. It may take some persuasion for us to accept the fact that such a simple act as dressing up has something significant at all.

Fashion, for all the original shallow connotations we knew of it, actually covers the combined social, artistic and political trends of the times. Fashion, in effect, is the unofficial barometer of the people’s likes and dislikes, mores, and popular ethics.

Some fashion trends, however, defy logic when viewed against today’s perspectives. Sociologists and historians in the future will have their hands full for a long time when they shall be putting things in their proper historical places.

For a quick scan, let us check what happened in fashion in the last 100 years.

A rundown on 20th century fashion

The beginning of the 1900s saw the corset, a 19th century fashion hold-over, slowly abandoned. Women’s skirts still trailed on the floor but the gowns were narrower. Paris became he arbiter of style.

In 1920, fashion entered modern times. Clothes became comfortable because hemlines rose to the knees, perfect for dancing the Charleston.  Knickers and drawers were out and panties were in. Clothes now used zippers, hook-and-eyes, snaps, and buttons for fasteners.

From 1930 to 1945, shoulder pads strangely became the rage. The hemlines, raised a decade earlier, were now lowered. Nylon was used in the making of stockings, although there was a temporary shortage for sometime because of the war.

Body Language From Head To Foot (part 2 of 2)

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Touching or rubbing the nose is one of the most common self-touching gestures, which is usually done by people who are lying or trying to hide something. Blowing of the nose is a gesture seen as rude by most countries, but it is considered as healthy in some countries in Asia.

Licking or biting the lips is one of the typical signals of flirting done by women. Kissing is a gesture to show one's affection, and also used as a form of greeting. But there are conservative countries, particularly in Asia, which do not allow public display of affection such as kissing.  And in some cultures like in the Philippines and  Puerto Rico, the lips are used for pointing instead of the finger.

Arms And Hands

There are plenty different hand gestures, and each one has different meanings. The most common hand gestures are hands-in-the-pocket, arms crossed over the chest, hands on the waist, and handshakes. The first one may indicate nervousness or lack of interest. Crossing the arms signifies a defensive posture, and it may also mean doubt or suspicion of what the other person is saying. The hands on the waist may indicate anger or fury, but men also do this to show their masculinity. A handshake, meanwhile, is a form of greeting in most countries.

Legs And Feet

Crossing the legs are done by most people, especially women. Most of the time, it is done as a comfortable position. However, there are countries that regard this action as rude.

The Misuse Of The Ability

The ability of reading someone's body gestures sometimes is not reliable. The gestures performed by a person that are regarded as rude by other people maybe just habits of that person without the intention of being rude.

Body Language From Head To Foot (part 1 of 2)

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It is very essential to have the ability to read and understand another person's body language. Listening only to the words the other person is saying is not always enough. His or her body language can always tell if that person is being honest in what she is saying and what she really feels deep inside.

Body language entails the gestures and movements involving the body, from head to foot. Each signal of body language may have different meanings, depending on the situation in which it was delivered.

Head

You can signal yes or no by the movement of the head. Nodding usually means “yes” or “I agree”. But in other countries such as Yugoslavia and Turkey, it sometimes means “no”.

Tilting the head backwards or to the side indicates that the person is thinking deeply or considering a though or idea.

Face (Eyes, Nose, Lips)

Facial expressions are obvious visible signs of how someone truly feels, however there are some people who have practiced to take control of their facial expressions by making them somewhat expressionless or passive.

Even with an inexpressive face, nobody could miss what is being expressed through the eyes. The eyes can speak volumes given any circumstance. Eye contact is a strong indication of focus of attention, interest, attraction, and honesty. You can spot somebody lying to you if he or she cannot hold an eye contact for a period of time. When the eyes would look away, it signifies lack of interest, dishonesty, and boredom.  But there are times when looking away signifies attraction or simply an occurrence of a slight distraction, for as long as the person will look back to the person he is talking to.